In a recent webinar, Trinsic Co-founder and Chief Product Officer, Michael Boyd, and Mitek Systems Senior Client Partner, Ali Nazem, shared how mobile driver’s licenses (mDLs) are poised to transform identity verification. With mDL adoption accelerating across the U.S., Trinsic and Mitek Systems showcased how their integrated solution streamlines ID verification for a safer and more seamless user experience. Here’s a summary of the key insights from the session:
Introduction to Trinsic, Mitek Systems, and the mDL Landscape
Trinsic and Mitek Systems are revolutionizing identity verification by supporting the growth of mDLs and other digital ID formats. As more states launch mDL programs, Trinsic and Mitek Systems’ joint platform allows businesses to accept mDLs with ease, reducing onboarding time and improving security. The integration offers businesses an efficient way to verify digital IDs while reducing fraud risk.
Why mDLs Are Essential for Modern Identity Verification
Michael explained the rising need for digital verification solutions as online fraud increases. Mobile driver’s licenses provide a higher assurance level than physical IDs, allowing for secure, remote verification. Trinsic’s API connects with these digital IDs, offering a convenient solution for companies looking to adopt mDLs without complexity. Mitek Systems’ liveness checks and facial biometrics add an extra layer of protection, ensuring only verified users can access sensitive services.
Regional Adoption and Use Cases for mDLs
The webinar highlighted the rapid adoption of mDLs across North America and how digital ID landscapes vary by region. Some of the notable use cases include:
- Peer-to-Peer Car Rentals: Trinsic and Mitek Systems demonstrated how mDLs simplify identity checks for rentals by verifying driver status and eligibility.
- In-Person Test Drives: Mitek Systems’ verification technology allows dealerships to confirm a driver’s identity on the spot without holding onto physical ID cards, creating a smoother experience for both businesses and customers.
Trinsic and Mitek’s Approach to mDL Verification
The Trinsic and Mitek Systems collaboration aggregates different digital ID standards into a unified platform, making it easy for businesses to integrate mDL verification through a single API. This flexible solution supports both desktop and mobile verifications, allowing users to securely verify their identity by scanning a QR code.
Key Benefits for Businesses
- Enhanced User Experience: By allowing users to verify their identity with mDLs, businesses can improve onboarding and reduce drop-off rates.
- Fraud Prevention: With biometric checks and encrypted digital IDs, the system reduces fraud risk compared to physical ID checks.
- Scalable Solution: Trinsic’s API is designed to adapt to future digital ID schemes, ensuring businesses remain prepared for evolving standards.
Q&A and Conclusion
In the Q&A, Michael and Ali addressed the role of mDLs in areas like telemarketing, where remote prompts could further streamline verification. They also discussed how Mitek Systems’ platform handles secure biometric comparisons, ensuring high-assurance verifications for sensitive applications.
As mDL adoption grows, Trinsic and Mitek Systems’ integrated solution offers a robust, scalable option for businesses seeking secure, frictionless verification. By combining technology and regulatory compliance, Trinsic and Mitek Systems are helping to shape the future of digital identity.
For more information, access the full webinar recording and explore Trinsic’s resources on digital ID adoption.